PRIVACY
NOTICE
Notice
of Privacy Policy and Insurance Information Practices
American Compensation Service
American
Compensation Service is committed to protecting the privacy of
our valued clients. We value the importance of our relationship
with our clients, and understand that the issue of privacy is
very important. We collect private information from our clients
that includes name, address, social security number, income and
health history information. All this information is used during
the proposal and underwriting process. The following notice describes
our policies and practices with regard to collecting and disclosing
nonpublic personal information about our customers and former
customers.
Confidentiality and Security of Your Nonpublic Personal Information
We maintain appropriate physical, electronic and procedural safeguards
to maintain the confidentiality and security of your nonpublic
personal information contained in our records. We restrict access
to nonpublic personal information about you contained in our records
to our employees who need to know that information to provide
products or services to you.
Categories of Information That We Collect
We collect nonpublic personal information about you from the following
sources:
" Information that we receive from you on applications and
other forms.
" Information about your transactions with our affiliates,
others or us.
" Information we receive from consumer reporting agencies.
" Information about your transactions with us from the carriers
we contact to underwrite your insurance.
" Information contained in medical records or from medical
professionals that is related to your application.
" Information that we receive when you visit us through the
Internet.
Categories of Parties to Whom We May Disclose Information
We may disclose nonpublic personal information about you to our
affiliates, which include but are not limited to the actual carriers
that you apply to and third-party administrators. We may also
disclose nonpublic personal information about you to nonaffiliated
third parties as permitted or required by law.
Accuracy
of Your Nonpublic Personal Information That We Possess
We strive to maintain the accuracy of your information. In order
to help us maintain accuracy, you have the right to reasonably access
your information. If you believe any of your information in our
possession is inaccurate you may request that we amend, correct
or delete the information that you believe to be erroneous. If we
concur with your conclusion, we will amend, correct or delete the
information in question.
Linked
Sites
For your convenience, this website contains links to other websites
that may be of interest to you. However, you should be aware that
American Compensation Service has no control over these linked sites.
The privacy policies of these linked sites may not conform with
the privacy policy maintained by American Compensation Service or
any other privacy statement. We recommend that you check the privacy
policy of any website you visit.
Changes to Our Notice of Privacy Policy and Insurance Information
Practices
We reserve the right to change our privacy policies and insurance
information practices. If we decide to make changes to our privacy
policy, we will post these changes on our website. Please review
this page periodically for changes.
Your business is important to us and we are committed to providing
you with excellent customer service. If you have any questions or
comments, please call our Customer Service Center toll-free at (888)
866-1801 between the hours of 8:00 A.M. and 5:00 P.M. Pacific Standard
ime, Monday through Friday.
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